Certificates of Deposit

Our customers enjoy FDIC-insured investments with Certificates of Deposit. Our interest rates are highly competitive and we offer terms as short as 7 days to as long as 3 years. Many banks require high minimums for their CDs, but we have a $1,000.00 minimum deposit required to open a Certificate of Deposit. This lower minimum enables more customers to take advantage of safe investments. Certificates of Deposit will automatically renew at maturity for a similar term at the then prevailing interest rate. You will have 10 calendar days after maturity to withdraw funds without penalty.

From time to time, we also offer special CD rates for specific time periods. These special CDs may have higher interest rates and require a higher minimum to open.

Call our offices at (843) 395-1956 or (843) 292-0016 and speak with one of our Customer Representatives or Bank Officers.